Crypto ROI Calculator
How well has a crypto holding actually done? Enter what you put in and what it is worth now to get the total return, the annualised return, and how far the price must move to reach a target.
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How to use this calculator
- Enter amount invested — Everything you put in, including fees.
- Enter value today — What your holding is worth at current prices.
- Enter held for — Use decimals — 0.5 means six months.
- Enter target — How many times your original investment you are aiming for.
- Read the result — it updates as you type.
The formula used
ROI = (Value − Invested) ÷ Invested × 100 · Annualised = (Value ÷ Invested)1/t − 1
- Invested
- Total put in, including fees
- Value
- What the holding is worth today
- t
- Years held
The annualised figure is the same CAGR formula used for shares and gold, which is exactly the point — it lets you compare a volatile asset against a boring one on identical terms.
Worked example
₹2,00,000 invested two years ago, now worth ₹3,40,000.
- Profit₹1,40,000
- Ratio3,40,000 ÷ 2,00,000 = 1.7
- ROI = 1,40,000 ÷ 2,00,000 × 100 = 70%
- Annualised = 1.70.5 − 1 = 30.38% a year
To reach 3× the original investment (₹6,00,000), the holding would need to rise a further 76.5% from here.
Measuring crypto returns without fooling yourself
Crypto returns are easy to quote and easy to misread. Two habits keep the numbers honest.
Always annualise
"Up 70%" means little without a period. Over two years that is 30% a year — excellent. Over six years it is 9% a year — beaten by plenty of quieter investments.
Beware annualising short periods
A 20% gain in one month annualises to nearly 800%. That figure is arithmetically correct and practically meaningless. For holdings under a year, look at the plain return.
Count everything you put in
Exchange fees, network fees and any conversion costs are part of your investment. Leaving them out inflates the return you think you achieved.
And remember the ones that did not work
Measuring only your successful holdings is the most common way people overestimate their results. Judge the whole portfolio, not the best position in it.
Tips and common mistakes
Getting more out of it
- Include every rupee you put in, fees included, so the return is not flattered.
- Use the "further rise needed" figure to sanity-check a target before treating it as likely.
Mistakes to avoid
- Annualising a short holding period, which produces enormous figures that will not repeat.
- Measuring only the coins that worked out and ignoring the rest of the portfolio.
- Confusing a large percentage gain on a small position with a meaningful change in your overall wealth.
Frequently asked questions
Does this include exchange fees?
Only if you include them in the amount invested. For an itemised treatment of fees and tax, use the Crypto Profit/Loss Calculator.
Why is my annualised return lower than my total return?
Because the total return is spread across the years you held it. They are only equal for a holding period of exactly one year.
Is a high annualised return sustainable?
Rarely. Crypto returns cluster into short explosive periods followed by long drawdowns. Treat any large annualised number from a short period as a historical fact, not a forecast.
Do you use live prices?
No. You enter the current value yourself. This site has no market data connection.
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